*INTEREST RATE BUYDOWN* or *ASSUME 4.125% LOAN* OPTIONS. This beautifully updated home, on spacious 1/4 acre lot, offers a perfect blend of modern upgrades, in a highly convenient location, near St. Johns. The home has been renovated to reflect style and functionality. Flooring was upgraded to durable Luxury Vinyl Plank, creating an elegant look throughout. The kitchen features sleek Quartz Countertops and a New Gas Range that Air Fries. The livingroom showcases Electric Fireplace that creates an ideal ambiance for cozy evenings...note the Pull-Out Storage behind the TV space...on each side, with Built-In Speakers! Primary suite was enhanced with a Remodeled Shower, including the luxurious Waterfall Shower Head and Fixtures. Also added are Security Cameras (Inside/Out) two New Toilets, Water Softener, Tesla EV Charger, Shop Vac and Storage Shed. Upon closing, Sellers propose to enhance the Fully-Fenced Backyard Privacy with a row of fast-growing Hybrid Willows, Planted at 6 feet tall! These elegant trees will reach approximately 12 feet within a year. By year two, anticipate a lush natural screen of 16 feet or more. This living privacy will create a serene, secluded retreat right in your huge, fully-fenced backyard. This transformed home, represents an exceptional value for buyers seeking modern comfort, a place to settle down, and a place to entertain guests. The convenient location, with sidewalks, is within minutes to shopping, dining, A/B schools, medical facilities, worship centers, Interstates 95 and 295. Mayport Naval Base, Jax Naval Air Station, Everbank Stadium (home of the Jax Jaguars) and the Beaches are reasonable drives. To see it is to believe it!